Important Information for Startups and Storefronts.

May 4, 2015


For anyone who is currently operating a storefront or who is considering starting a business, it is important to understand the ways in which one may collect money for selling products and services, whether on the Internet or at the storefront. Making the right decision will help to increase the business profits.

When developing a business idea, it is important to include plans for managing the collection of the money to ensure that the business is making the maximum amount on the products and services while keeping the costs of doing business as low as possible. Therefore, it is best to research all the options and the costs involved.

In this day of digital products, it is amazing how many business owners still insist on accepting cash only for their businesses. By doing so, they are overlooking the fact that customers like choices and their competitors are constantly seeking ways to have a competitive advantage over other businesses. We cannot afford to overlook the advantages to accepting credit cards at the place of business, especially if we have a quality product or service to offer consumers.

I have recently published a new book for startup businesses about the credit card processing industry with the latest developments on the laws regarding credit card acceptance at storefronts and online. The book, The Retailer’s Guide to Merchant Services, includes information about rates, fees, advantages, and disadvantages of collecting credit cards. Join my mailing list.

Free e-Book on Merchant Services

February 1, 2015


In order to remain in business, the business owner must have an effective way of attracting customers to the business. Once they are attracted and use the services or purchase products, the customer should be given an incentive to return for repeat purchases. One of the incentives would be a variety of payment options which would include cash, check or credit card. When the business owner is prepared to accept payments from their customers and makes it convenient for them to spend money, they are in a better position to realize a gain from their profits.

To help business owners understand their merchant services accounts and how to make more money for their businesses, I am giving a free copy of my e-book, The Retailers’ Guide to Merchant Services, which includes the details on processing credit cards and how to save money with them. The e-book will be ready within the next week, as I have revised it. You may request a copy of the e-book on the Contact form located withing the first posting on this blog or on the “Contact Me” Page on the Menu bar. I will add your address to receive the newsletter which will be sent each month. The first issue will arrive with the e-book download.

If you have any questions about receiving extra cash to finance your business, please use the form to send me your question about that as well. As soon as the e-book is ready, I will send it to you.

New Edition – New Price

June 26, 2013

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For those of you who are seeking detailed information on credit card processing and choosing merchant services, I have reduced the price of my e-book, The Retailers Guide to Merchant Services, from Storefront to Internet.

Detailed information on the different accounts offered, the machines, and tips to boost your profits on-line.  Get you copy today!

Support independent publishing: Buy this e-book on Lulu.

Merchant Services Tools for Business Owners

March 5, 2009
Tools of the Trade

Tools of the Trade

Shopping around for merchant services can be overwhelming for business owners who are seeking lower rates and better service. Two entrepreneurs have developed a tool for determining how much the credit card company charges when you use your credit card. You simply enter the first five digits of your credit card company to obtain the information.

If you are uncomfortable with entering your credit card numbers, there are samples of charges listed at the bottom of the website. The tool compares the charges on items purchased and the credit card charges.

There is also a tool on the same website which will compare the different programs for business financial services. These are great tools to use and will greatly enhance your transactions with your merchant account representative and help you to determine frm whom you will secure your merchant services.

Managing Credit Card Processing Rates and Fees

February 13, 2009

In this day and age, it is important to ferret out all erroneous charges from your credit card processing statement as soon as possible. This means being diligent in reviewing the statements as they arrive. It is possible to find mistakes, and if you do, give your merchant account representative the courtesy of notifying him/her of your dilemma.

Most account representatives, if they are honest and trustworthy, will be happy to review the statement with you. However, if you encounter difficulties in reaching the representative or he does not respond, it is time to get a new representative.