Free e-Book on Merchant Services

February 1, 2015

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In order to remain in business, the business owner must have an effective way of attracting customers to the business. Once they are attracted and use the services or purchase products, the customer should be given an incentive to return for repeat purchases. One of the incentives would be a variety of payment options which would include cash, check or credit card. When the business owner is prepared to accept payments from their customers and makes it convenient for them to spend money, they are in a better position to realize a gain from their profits.

To help business owners understand their merchant services accounts and how to make more money for their businesses, I am giving a free copy of my e-book, The Retailers’ Guide to Merchant Services, which includes the details on processing credit cards and how to save money with them. The e-book will be ready within the next week, as I have revised it. You may request a copy of the e-book on the Contact form located withing the first posting on this blog or on the “Contact Me” Page on the Menu bar. I will add your address to receive the newsletter which will be sent each month. The first issue will arrive with the e-book download.

If you have any questions about receiving extra cash to finance your business, please use the form to send me your question about that as well. As soon as the e-book is ready, I will send it to you.


New Edition – New Price

June 26, 2013

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For those of you who are seeking detailed information on credit card processing and choosing merchant services, I have reduced the price of my e-book, The Retailers Guide to Merchant Services, from Storefront to Internet.

Detailed information on the different accounts offered, the machines, and tips to boost your profits on-line.  Get you copy today!

Support independent publishing: Buy this e-book on Lulu.


For Financing Needs….

July 17, 2009

Financing Options

Financing Options

It is unfortunate that CTI may file for bankruptcy, leaving many small and medium business at risk. However, there are alternatives to seeking loans. Business owners who need additional capital may consider taking an advance against their credit card processing proceeds with their merchant services providers.

This capital, known as business financial services, is available to business owners. It takes 48 hours for the advance to be approved and the money may be available as soon as seven days after the application. The business owners repays the advance monthly by taking a reduction in the amount of credit card proceeds in the amount of the agreed monthly payment.

This may be a way for business owners to re-establish credit at the same time. Business owners who are interested in exercising this option should speak with their merchant services representatives.


Managing Credit Card Processing Rates and Fees

February 13, 2009

In this day and age, it is important to ferret out all erroneous charges from your credit card processing statement as soon as possible. This means being diligent in reviewing the statements as they arrive. It is possible to find mistakes, and if you do, give your merchant account representative the courtesy of notifying him/her of your dilemma.

Most account representatives, if they are honest and trustworthy, will be happy to review the statement with you. However, if you encounter difficulties in reaching the representative or he does not respond, it is time to get a new representative.