With the October 1 deadline behind us, it seems the word has spread about the new health care reform as many people are already flocking to the exchanges on-line to shop around or purchase the health coverage.
Now, employees who previously did not have health care coverage will be able to purchase the coverage on-line from one of the exchanges. There are several plans to choose from and it will take careful examination in order to choose a plan which is right for the employee. This would include a choice in the amount of co-payments and deductibles to be applied to the medical services.
Many of the services for medical care will include a deductible or co-payment, with the exception of some services for women. These services include preventive services such as, mammograms, screenings for cervical cancer, prenatal care, diabetes, obesity, breast cancer, and heart disease, and other services which pertain to the care of women. In these cases, co-payments and deductibles would not apply.
Additionally, women will not be charged higher rates than men for health care. To accommodate the people who will be visiting community health care centers, there will be an increase of $11 billion for funding of these centers.